XtraPush Pay
HomeP2PTradeTrust & Safety
Sign inCreate your wallet
XtraPush Pay
HomeP2PTradeTrust & Safety
Sign inCreate your wallet

How it works

From sign-up to money in their hands.

Open a free account with your own USD and GBP details, hold your balance in USDC, and exchange with ID-verified people at rates you agree — with escrow protecting every stablecoin leg.

Open an account
01

Browse freely

Anyone can explore trades, rates, verification status and trust scores. No account required to look around.

02

Verify your identity

A few minutes with Persona, our identity verification partner, right inside XtraPush Pay. This also provisions your secure wallet automatically.

03

Unlock the network

Verification is free and unlocks everything — contact details, secure messaging and trade creation. No access fee, ever.

04

Agree terms in messaging

Discuss rate, amount and method directly and privately. Nothing is automated — you stay in control.

05

Exchange directly or with escrow

MWK settles directly between you. USD/USDC can be escrow-protected, held securely by our regulated custody partners until both sides confirm.

06

Build your reputation

Leave and receive reviews. Every completed exchange lifts your trust score and your visibility.

Funding your wallet

Three ways in, each with real, honest settlement times — not guesses.

Card

Usually seconds

Instant card top-up. USDC lands in your wallet as soon as the payment clears.

Bank transfer

ACH: 1–3 business days · Wire: usually same day · UK Faster Payments: typically under 2 hours

Standard bank settlement times apply — these are set by the banking network, not by us.

Crypto (external wallet)

Seconds to a few minutes

Depends on the network's own confirmation time — Tron is near-instant and low-fee; Ethereum settles within minutes.

Watch it happen, live

Every top-up shows real, step-by-step status on your wallet page — awaiting payment, processing, converting to USDC, complete — updating the moment it changes, not just when it's finished. You'll never have to wonder where your money is.

The Trust Score, in full

A transparent 0–100 score. Here's exactly what goes into it.

Reviews40%

Your star rating from people you've actually traded with, weighted by how many reviews back it up — around 10 reviews before it counts at full strength.

Completed exchanges25%

A real track record of successful deals.

Verification20%

Identity confirmed via Persona's hosted verification flow.

Response rate8%

How reliably and quickly you respond to requests — calculated automatically.

Recent activity5%

Recent successful activity counts more than a stale history.

Account age2%

Longer history signals a settled, real person.

Ready to find someone you can trust?

Browse the network Create your account

Questions about safety? Read our safety tips.

Your funds are secured by our regulated custody partners, using bank-grade multi-party-computation (MPC) technology and held separately from XtraPush Pay. XtraPush Pay (XTRAPUSH GADGETS LTD, registered in England & Wales) is the verification and marketplace layer; regulated custody and fiat settlement are provided by our licensed partners.

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